via Online Reviews and Complaints Platform – Pissed Consumer
Will Covid-19 death claims be paid by life insurance companies?
Global Warming-causes
These are just a few causes of GLOBAL WARMING:
- Rapid rise of human population means more physical activity, more electricity used, more cars driven.
- Bigger SUVs that used more fuel.
- More computers running 24/7 and also used in bitcoin mining
- more wars to grab the other’s resources and territory by the rich and powerful.
- more chemicals and natural resources utilized to satisfy the sanitary and beauty related standards.
- more missiles and space rockets launches.
- more court cases with so much delays and with so many parties appearing for a court date (more transport fuel consumed).
I do not think it can be reversed, but we can find ways to slow it down.
scams from rewards of telecom companies
Rewards such as redeemable credits from mobile phone load purchases can cost you many times more. 5 years ago, the the KFC located at the ground floor of Trinoma Mall in Quezon city, for a mere 36 pesos redeemed, my mobile data was secretly turned on and later that day, I discovered that 89 pesos was deducted from my prepaid load.
Mosquitoes and Moth control
A quick way of capturing small flying insects with a 100% kill is to coat a 24 mm lightweight unbreakable plate with light semi viscous oil and wave to make contact. Goodbye to malaria and dengue -cheap and non toxic solution. Do it repeatedly for a week to break their reproduction cycle.
TAIPEI 2018
Upon deplaning, change your dollars into New Taipei Dollar at banks in the arrival area. Then purchase unlimited internet surfing mobile phone card being offered by 2 major and 3 minor telecoms companies. Cost 300 NTD for 120 Hours to expiry. Then go to a machine terminal to buy a transport stored value card for NTD 100 plus 400 NTD of value. I used NTD 160 for the 50 minute Express Train to Taipei Main station. And used an average of NTD 15 for short or 1 zone public buses that are plentiful and reliably on time with the city bus app.
It can be challenging to ride the Metro Rail when searching for the right exits as the distances can be 15 minutes walk from the street surface levels up to the 3rd basement level. Staff at the terminals are helpful to assist inquiries from disoriented travelers.
Compared to a few years ago, Taipei is now teeming with young people and tourists, with limited shopping but more preoccupied with eating. Prices for Taiwan products are higher than in my home country. I only bought items that are not available at home.
Hotels of 2-4 star rating are in overwhelming numbers with the R—– Hotel located in many street corners in the Chongquing South Rd Sec 1 area of Taipei.
A la carte Food is best ordered by pointing to a picture or menu if you can read Chinese.
Uniformed police are no seen, but it is quite safe in areas with a lot of moving people. With a few exceptions of 2 wheeled motorbikes, drivers yield at crosswalks and pedestrians observe the traffic lights. Approve!
Streets are smoothly paved. And sidewalks have a 2-4 degree inclined ramp. So it is easy to push the 4 wheeled luggage-very tourist friendly. No litter. Approve!
Shops open from 1 PM to 9.30 PM. Wufenpu area for clothes of the millenial Generation fashion type for the showy and expensive. Sections with garments from Vietnam and Korea too. Sales people are indifferent. No fitting allowed. More than 1 hour traveling by bus as MRT station requires some distance walking. From the Taipei main station, 2 and 1/2 hours round trip travel time and 1 hours just looking around. Not worth it rating was 1 out of 5.
SHILIN night market. Opens from 5 PM to 12 midnight. Plenty of shoes there also with clothes for the trendy. Not as great for me as projected by some websites. Plenty of street food there. Travel time to and from Taipei Main station was 1 hour by Bus. Time spent exploring 75 minutes. My rating was 3 out of 5.
Ximenting no longer as vibrant as 20 years ago but still okay. I got TenRen tea to consume back home.
At the departure area of Terminal 2 Taoyuan Airport, all hand carried plastic water bottled not allowed. I guess it also applies to non solid cosmetics and perfumes. The exception is that for items purchased from the Everrich duty free stores. And the farthest boarding gate can be 15 minutes walk from the check in area.
During peak travel season, you need at least 3 hours from arrival entrance to the actual boarding time. Add 1/2 hour if you need to eat or drink from the restos at the airport.
My advice for future travelers worldwide, bring extra cash and lots of it to Taipei, just like going to Hong Kong.
Internet speed-a promised only
INTERNET SPEEDS OF UP TO 5 MBPS PROMISED ARE A MARKETING SCAM. NEWLY CONNECTED OR FOR ONLY 30 MINUTES AFTER THE “REPAIR”, IT IS USUALLY 4 MBPS FOR THE SPEEDTEST.
THEN THE INTERNET SPEED BECOMES 2.8 MBPS AT BEST AND DO EVEN SLOW DOWN TO LESS THAN 1 MBPS. IT IS BECAUSE THEY REDUCE THE BANDWIDTH(WITH DIGITAL TWEAKING) SO IT CAN BE DIVERTED TO OTHER SUBSCRIBERS———-THOSE WITH F I BR PAYING A MUCH HIGHER FEE. IN ADDITION TO THE F IBR MODEM CHARGE.
THERE IS NO DIFFERENCE TO 5 MBPS FIBR AND 5 MBPS WIRED SYSTEMS BECAUSE BOTH ARE STILL THE SAME SPEED EXCEPT YOU HAVE BEEN SCAMMED FOR A HIGHER SERVICE FEE.
HOWEVER IF YOU NEED 50 MBPS, THEN PREPARE TO CONSIDER FIBR AND PAY MUCH MORE AND HOPE THAT 50 MBPS CAN BE MAINTAINED OR INSIST FOR A DOWNGRADE ACCORDING TO WHAT YOU HAVE DETERMINED BY THE SPEEDTEST.
MLM scams
I just like to share this about USANA. I just visited: http://usanawatchdog.blogspot.com/
Luggages-avoiding tampering on zippered types
Clampshell hard cases with zippers are cheap because they are so vulnerable to damage and tampering with the zipper type closures.
The zipper closure can be split opened in a second with a pointed object and can be healed or resealed quickly by sliding the zipper pull within a few seconds. THIS CAN BE CORRECTED BY ; USE OF A CABLE TIE OR A PADLOCK TO SECURE THE ZIPPER PULLS CLOSE TOGETHER AND ANCHORING IT TO THE HANDLE TO IMMOBILIZE MOVEMENT OF THE ZIPPER PULLS. Or use a duct tape applied across the zipper teeth both ends of the zipper pull.
These zippered luggage are difficult to zip close due to alignment and to pull it close extreme care must be exercised to prevent permanent damage.
I just discarded mine after using it 4 times. The new reversible cheap coil type teeth damaged beyond economical repair.
Life Insurance #1 marketing scheme
Selling point: NO ESTATE TAX for life insurance proceeds.
Examples: for someone who die at 45 yrs, old.
Estate Tax for 1 million pesos net taxable estate tax per RA 8424 it is 55,000 pesos. One time big time payment to BIR upon death.
With 1 million life insurance: if yearly premium is 25,000 for 20 years starting at age 25 amount of paid out to the insurance company will be about 500,000 pesos.
Insurance companies want the insured to be 1 million to have big initial payment of more than 50,000 pesos. Compare this with the 55,000 pesos for estate tax.
When it is time to claim the 1 million after many years of yearly premium payments, that is more than what the BIR will collect.
Insurance is peddled based on psychology leaving something for your beneficiary.
No, I will not pay the insurance premiums. But I will invest in blue chips or in real property installments ( which I can use now or rent it out) so that after 20 years, it will be worth several million pesos.
Simple analysis based on cash out vs cash net value on a maturity for several years-say 5 years, 10 years and 20 years. Insurance companies uses risk management algorithms to compute how much to charge. People under 30 years have extremely low death rates (sickness related) and therefore -low premiums vs. people over 55 years old.
HOW TO USE FLY-SWATTER
- the fly with its multiple eyes can detect light and shadow changes and react quickly.
- make sure that your fly swatter approach the rear part of the fly. If possible, little shadow of the fly swatter on fly.
- from distance of 15 inches, one quick motion of 1 second.
- wash off fly swatter after a successful kill.
An 85% successful kill after some practice expected.
akocruz321 